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Lotus Drivers Club

Atthelimit

Lotus Drivers Club Member
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Atthelimit last won the day on January 17

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About Atthelimit

  • Rank
    East Midlands Area Coordinator

Profile Information

  • Gender
    Male
  • Location
    Leicestershire
  • Interests
    Allsorts
  • Drives
    Big Blue Van and an ickle Lotus

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  1. Gee, Hello and welcome. Another S1 Elise member, Hurray! When I go to meetings now, an S1 is something of a rarity swamped by current Exiges and Evoras! Kim
  2. We have a few customers that when buying a car from a dealer request and ECU Dump. That way they can see if the car is likely to have been a track day warrior or the little old lady, one carful owner car. If they are not willing to share it, you might ask why? As Dave says, you can't identify the owner so there is no data protection issue. It may be that Lotus information is not in real time but I believe some cars are which can be even more useful/incriminating! Kim
  3. It's great to see the various driving adventures on offer to LDC members and I understand these are already well on the way to being fully booked and that may in fact already be the case. Whilst far from clear or certain there are potential issues looming for those driving abroad should there be a no deal Brexit. People driving abroad may need a "Green Card" as proof of insurance and possibly an International Driving Permit. The Brexit deadline of the 29th March is looming and we should know the situation by then, unless of course there is an extension to article 50. I believe the LDC European tour to Germany commences 27th April and I thought this a timely update on what may be required for those taking part. Insurance At the present time, the European Insurance Authorities have agreed to waive the need for green cards, however this has not been confirmed or agreed by the European Union Commission, without such an agreement, Green Cards will be required. These will be issued by your insurers who are gearing up for the worst case scenario, the problem is of course that as yet, none of us know how this is going to end or indeed when. In the event of a no deal scenario, insurers will be inundated with requests for Green Cards and you will need to allow time for this to be processed, we would suggest you apply in good time, perhaps 30 days in advance would be a good idea. It's not clear if there will be any charge for this additional administration. Driving Licence In the event of no deal, it is likely you will need to have an International License Permit and these will be available from post offices from the 1st February. There will be two types and for some countries you will unfortunately need to have both. At this point it looks like the popular destinations of France and Spain are countries where this will be the case. It's not just LDC tours we are talking about of course, any holiday, trip to the 24hr Le Mans etc. Travel Insurance Whilst we would never have suggested you relied on the EHIC cover as the best form of travel insurance, should a no deal Brexit occur then these will cease to be valid. You should therefore source travel insurance that meets your requirements. Kim
  4. Looking forward to it Eddie, will be taking the covers off the Elise tomorrow, see you there. Jules
  5. Hi and welcome to the club, Plenty going on nationally on the events page and for you perhaps if you contact Ian at i.rymer@lotusdriversclub.org.uk who runs the Wessex area group and he can put you on his mailing list. He is based near Poole and they arrange a lot of events in your part of the world and surrounding areas. Go Enjoy! Kim
  6. Ditto that, its a shame the first date conflicts with the LDC AGM, but it will be most likely be wet and cold and a Sunday roast and open fire at the Stagg wins this one for me I think.
  7. Santa brought me lots of nice goodies for Christmas as I have been a very good boy! In the Lotus selection there were, Lotus cufflinks, Lotus slot car, Lotus Ford Thames Van, yes really! and a magazine from the early 80s featuring Lotus Elans, inside there is a spread of a young looking Malcolm Rickets extolling the virtues of Elans. The magazine was a present from an "uncle" Santa and they had no idea that we know Malcolm very well, what a nice coincidence. What Lotus goodies did LDC members get? Kim
  8. Most of you will be familiar with "askmid" but not so many will know about askmid-roadside. Google it and save the website in your phone. If you are involved in an accident you can find out if the other party is insured and the details of their insurance company. It's important to have this in your mobile, a couple of years ago we were involved in a hit and run, but we managed to get his registration number. We were then able to contact his insurers even though we never spoke to their driver. Things like this happen very quickly and without pen and paper we were able to punch this in and find his details. It's also very useful when someone who does stop but won't give you their insurance details. If you look on a desktop computer there is a £4.00 search fee, on a mobile its free! Unfortunately the Christmas and the New Year period is when a lot of these incidents happen as people don't stop if they think they might be over the limit. If you can grab their registration number before they disappear you will have a fighting chance of making a claim against them. But please also remember the golden rule of non fault accidents, registration numbers and witnesses first. Witnesses don't often jump out to help, they are too busy trying to get around the accident to get to work, pick up the kids etc. If you let them go without their contact details you have lost them for good. At fault drivers who admit things at the time have been known to change their story later, without witnesses you are sunk. Even if they ran into the back of you, they could change this to "you got the wrong gear and reversed into me", the damage would look the same and without witnesses you can't prove anything! Mobile Phones, use them, take photos of the damage to all cars, the road layout, the other driver, and use the video or voice recorder to capture their " I'm sorry" speech, it will all help you if the claim starts to go sour. Have a safe and accident free Christmas. Kim Routen Chaplin Insurance
  9. Looks like I'm going to have a new wife by then! But if not I will bring Jules instead. Kim
  10. I have spoken to Dave, unfortunately I don't think we will be able to do the full weekend but he is saving me a slot on the Zip wire, I will shoot up for the day, do the Zip wire thing, have lunch and wander back. I think lunch afterwards is a good idea to avoid any blowback! kim
  11. Happy Christmas to all, and may Santa bring you lots of Lotus goodies. The office will be closed: 24th December, 25th December, 26th December, 31st December and 1st Jan 2019 The KGM 24 hour claims unit works throughout and should you need to contact them please call 0333 555 5909 Kim Routen Chaplin Insurance
  12. Winter Tyres may not be an issue for your Lotus, but it seems that more and more people are fitting “winter tyres” in time for any bad weather on their “normal” car. Having driven on these myself I can see the benefit; the car is better controlled and can reduce stopping distances considerably. I would suggest that you advise your insurers as these tyres may not have the same speed rating of the standard equipment. We generally find that if the tyres are of the same dimension’s as the standard equipment insurers are normally ok about this, unfortunately one or two do take a different view. It’s worth checking with your insurer before spending the money only to find its not acceptable to your insurer or they want a large extra premium! Speed Awareness Courses are offered to drivers who have been found to be speeding. Most people offered the course jump at the chance, no points on your licence, no fine and no load to your insurance premium. But that is NOT always the case! You might have only been “a little bit naughty” but never the less you were speeding and some insurers consider this to be a material fact. A material fact is, “anything that might influence the acceptance of the policy or influence the premium should be disclosed to your insurer”. The good news is that most take the view that as you weren’t convicted of the offence they will not penalise you. However, there are one or two that do, and it seems that some of the “direct” insurers are choosing to load premiums. However, please don’t “forget” to mention it as failure to do so might invalidate your cover, but, if the company you are with do intend to load the premium you should seek alternative quotes.
  13. Eddie, think we're gonna need a bigger table!! Looking forward to it.
  14. If they need someone to go out there and round them up, they can give me a call!
  15. l0tu5, I think my last set of Yokos came from Black Circles or might have been Tyres on the Drive. Like Ian said, as long as its a good tyre it doesn't matter who sells it to you. From past experience I found it cheaper to buy the "fitted package" than then trying to find someone else to fit them as it can work out more expensive. Kim
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