Most of you will be familiar with "askmid" but not so many will know about askmid-roadside.
Google it and save the website in your phone. If you are involved in an accident you can find out if the other party is insured and the details of their insurance company.
It's important to have this in your mobile, a couple of years ago we were involved in a hit and run, but we managed to get his registration number. We were then able to contact his insurers even though we never spoke to their driver. Things like this happen very quickly and without pen and paper we were able to punch this in and find his details. It's also very useful when someone who does stop but won't give you their insurance details. If you look on a desktop computer there is a £4.00 search fee, on a mobile its free!
Unfortunately the Christmas and the New Year period is when a lot of these incidents happen as people don't stop if they think they might be over the limit. If you can grab their registration number before they disappear you will have a fighting chance of making a claim against them.
But please also remember the golden rule of non fault accidents, registration numbers and witnesses first. Witnesses don't often jump out to help, they are too busy trying to get around the accident to get to work, pick up the kids etc. If you let them go without their contact details you have lost them for good. At fault drivers who admit things at the time have been known to change their story later, without witnesses you are sunk. Even if they ran into the back of you, they could change this to "you got the wrong gear and reversed into me", the damage would look the same and without witnesses you can't prove anything!
Mobile Phones, use them, take photos of the damage to all cars, the road layout, the other driver, and use the video or voice recorder to capture their " I'm sorry" speech, it will all help you if the claim starts to go sour.
Have a safe and accident free Christmas.
Routen Chaplin Insurance